LAW OFFICES

Shulman Rogers, P.A.

12505 Park Potomac Avenue, 6th Floor

Potomac, MD 20854

(301) 230-5241

File No. 144277.00002

SUBSTITUTE TRUSTEE’S SALE

OF IMPROVED REAL PROPERTY

400 Park Avenue

Baltimore, MD 21201

and

214 W. Mulberry Street

Baltimore, MD 21201

Under a power of sale contained in a certain Indemnity Deed of Trust (the “Deed of Trust”) from

Park Avenue Partners, LLC to Nirav Babu, Esq., Trustee, dated April 11, 2025 and recorded in

Book 28011, at Page 280, among the Land Records of Baltimore City, Maryland, default having

occurred under the terms thereof, the Substitute Trustees (“Trustees”) will sell at public auction at

the Circuit Court for Baltimore City, located at 100 N. Calvert Street (Courthouse West),

Baltimore, MD 21202, on

October 23, 2026 at 10:30 AM

All that Fee-Simple lot of ground and the improvements thereon, if any, identified as Tax

ID No. 04-02-0563-030 and more fully described in the legal description included in the aforesaid

Deed of Trust as Tract I (“Tract I”), and all that Leasehold lot of ground and the improvements

thereon, if any, identified as Tax ID No. 04-02-0563-037 and more fully described in the legal

description included in the aforesaid Deed of Trust as Tract VII (“Tract VII,” and together with

Tract I, the “Property”)

The Property and improvements, if any, thereupon will be sold in “as is” condition and subject to

conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty

of any kind. In addition, the Property will be sold subject to one or more senior deeds of trust,

information related to which will be announced at the time of sale if available to the Trustees.

Also, Tract VII will be sold subject to an annual ground rent in an amount to be announced at the

time of sale if available to the Trustees.

Terms of Sale: A deposit of $75,000.00 by cashier’s or certified check, or in such other form as

the Substitute Trustees may determine, at their sole discretion at the time of sale. Balance of the

purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court

for Baltimore City. Interest to be paid on the unpaid purchase money at the rate of 24.0% from the

date of sale to the date funds are received in the office of the Trustees. There will be no abatement

of interest in the event additional funds are tendered before settlement or if settlement is delayed

for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS

OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including

agricultural taxes, if applicable, and any and all public and/or private charges or assessments,

including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter

assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be

assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer,

and recordation taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be

responsible for obtaining physical possession of the Property. Purchaser assumes the risk of loss

or damage to the Property from the date of sale forward. Additional terms may be announced at

the time of the sale.

If the Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law

and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go

to settlement, the deposit shall be forfeited to the Trustees for application against all expenses,

attorneys’ fees and the full commission of the sale price of the above-scheduled foreclosure sale.

In the event of default, all expenses of this sale (including attorneys’ fees and the full commission

of this sale) shall be charged against and paid out of the forfeited deposit. Any remaining deposit

shall be applied to the loan secured by the Deed of Trust. The Trustees may then re-advertise and

resell the Property at the risk and expense of the defaulting purchaser or may avail themselves of

any legal or equitable remedies against the defaulting purchaser without re-selling the Property. In

the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any,

even if such surplus results from improvements to the Property by said defaulting purchaser, and

the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorneys’

fees and expenses incurred in connection with all litigation involving the Property or the proceeds

of the resale.

Benjamin P. Smith

Rebekah F. Paradis

Seth W. Diamond

Erin M. August

Substitute Trustees

HARVEY WEST AUCTIONEERS, LLC.

300 E. JOPPA ROAD

HAMPTON PLAZA-SUITE 1103

BALTIMORE, MD 21286

www.hwestauctions.com

410-769-9797

Ad to appear in the Daily Record – 10/7, 10/14, & 10/21

LAW OFFICES

Shulman Rogers, P.A.

12505 Park Potomac Avenue, 6th Floor

Potomac, MD 20854

(301) 230-5241

File No. 144277.00002

SUBSTITUTE TRUSTEE’S SALE

OF IMPROVED REAL PROPERTY

400 Park Avenue

Baltimore, MD 21201

and

214 W. Mulberry Street

Baltimore, MD 21201

Under a power of sale contained in a certain Indemnity Deed of Trust (the “Deed of Trust”) from

Park Avenue Partners, LLC to Nirav Babu, Esq., Trustee, dated April 11, 2025 and recorded in

Book 28011, at Page 280, among the Land Records of Baltimore City, Maryland, default having

occurred under the terms thereof, the Substitute Trustees (“Trustees”) will sell at public auction at

the Circuit Court for Baltimore City, located at 100 N. Calvert Street (Courthouse West),

Baltimore, MD 21202, on

October 23, 2026 at 10:30 AM

All that Fee-Simple lot of ground and the improvements thereon, if any, identified as Tax

ID No. 04-02-0563-030 and more fully described in the legal description included in the aforesaid

Deed of Trust as Tract I (“Tract I”), and all that Leasehold lot of ground and the improvements

thereon, if any, identified as Tax ID No. 04-02-0563-037 and more fully described in the legal

description included in the aforesaid Deed of Trust as Tract VII (“Tract VII,” and together with

Tract I, the “Property”)

The Property and improvements, if any, thereupon will be sold in “as is” condition and subject to

conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty

of any kind. In addition, the Property will be sold subject to one or more senior deeds of trust,

information related to which will be announced at the time of sale if available to the Trustees.

Also, Tract VII will be sold subject to an annual ground rent in an amount to be announced at the

time of sale if available to the Trustees.

Terms of Sale: A deposit of $75,000.00 by cashier’s or certified check, or in such other form as

the Substitute Trustees may determine, at their sole discretion at the time of sale. Balance of the

purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court

for Baltimore City. Interest to be paid on the unpaid purchase money at the rate of 24.0% from the

date of sale to the date funds are received in the office of the Trustees. There will be no abatement

of interest in the event additional funds are tendered before settlement or if settlement is delayed

for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS

OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including

agricultural taxes, if applicable, and any and all public and/or private charges or assessments,

including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter

assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be

assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer,

and recordation taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be

responsible for obtaining physical possession of the Property. Purchaser assumes the risk of loss

or damage to the Property from the date of sale forward. Additional terms may be announced at

the time of the sale.

If the Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law

and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go

to settlement, the deposit shall be forfeited to the Trustees for application against all expenses,

attorneys’ fees and the full commission of the sale price of the above-scheduled foreclosure sale.

In the event of default, all expenses of this sale (including attorneys’ fees and the full commission

of this sale) shall be charged against and paid out of the forfeited deposit. Any remaining deposit

shall be applied to the loan secured by the Deed of Trust. The Trustees may then re-advertise and

resell the Property at the risk and expense of the defaulting purchaser or may avail themselves of

any legal or equitable remedies against the defaulting purchaser without re-selling the Property. In

the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any,

even if such surplus results from improvements to the Property by said defaulting purchaser, and

the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorneys’

fees and expenses incurred in connection with all litigation involving the Property or the proceeds

of the resale.

Benjamin P. Smith

Rebekah F. Paradis

Seth W. Diamond

Erin M. August

Substitute Trustees

HARVEY WEST AUCTIONEERS, LLC.

300 E. JOPPA ROAD

HAMPTON PLAZA-SUITE 1103

BALTIMORE, MD 21286

www.hwestauctions.com

410-769-9797

Ad to appear in the Daily Record – 10/7, 10/14, & 10/21