Pardo & Drazin, LLC

Jason A. Pardo, Attorney

4400 Jenifer Street, NW, Suite 2

Washington, DC 20015

202-223-7900

SUBSTITUTE TRUSTEE’S SALE

OF REAL PROPERTY

6633 Old National Pike, Boonsboro, MD 21713

(Account ID No. 06-015379)

Old National Pike (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-034713)

Old National Pike (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-034721)

Stiles Place (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-065095)

Stiles Place (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-065097)

Old National Pike (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-034462)

Ostertag Pass (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-065936)

Under a power of sale contained in a certain Deed of Trust, Assignment of Leases and

Rents, Fixture Filing and Security Agreement ("Deed of Trust") from Preserve at Fox Gap LLC,

as grantor, to Jennifer Lader, as trustee, dated September 26, 2025 and recorded on September 30,

2025 in Book 7770 at Page 12 among the Land Records of Washington County, Maryland, which

Deed of Trust secures the indebtedness evidenced by that certain Secured Note dated September

26, 2025 in the original principal amount of $7,727,500.00 (the holder of which is referred to

herein as "Secured Party"), default having occurred under the terms thereof, and pursuant to a

Deed of Appointment of Substitute Trustee dated September 21, 2026 and recorded on September

23, 2026 in Book 8020 at Page 322 among the Land Records of Washington County, Maryland

appointing Jason A. Pardo ("Substitute Trustee") as substitute trustee under the Deed of Trust,

Substitute Trustee will sell at public auction at the front entrance of the Circuit Court for

Washington County, Maryland located at 24 Summit Avenue, Hagerstown, MD 21740, on

October 21, 2026 AT 11:00 AM

ALL THOSE FEE-SIMPLE LOTS OR PARCELS OF GROUND AND ANY IMPROVEMENTS

THEREON situated in Washington County, Maryland, commonly known as 6633 Old National

Pike, Boonsboro, MD 21713 (Account ID No. 06-015379); Old National Pike (no street address

assigned), Boonsboro, MD 21713 (Account ID No. 06-034713); Old National Pike (no street

address assigned), Boonsboro, MD 21713 (Account ID No. 06-034721); Stiles Place (no street

address assigned), Boonsboro, MD 21713 (Account ID No. 06-065095); Stiles Place (no street

address assigned), Boonsboro, MD 21713 (Account ID No. 06-065097); Old National Pike (no

street address assigned), Boonsboro, MD 21713 (Account ID No. 06-034462); Ostertag Pass (no

street address assigned), Boonsboro, MD 21713 (Account ID No. 06-065936), and more fully

described in the aforesaid Deed of Trust, as well as ALL PERSONAL PROPERTY encumbered

by the Deed of Trust (collectively, "Property").

The Property will be sold in an "AS IS" condition and subject to recorded covenants,

conditions, restrictions, agreements, and senior liens, if any, and with no warranty of any kind

(except as required by the Deed of Trust).

TERMS OF SALE: The Property will be offered as an entirety only. The bid which yields

the highest price for the Property will be accepted by the Substitute Trustee (unless the sale is

postponed or cancelled, and subject to the rights reserved to the Substitute Trustee herein) and all

bids will be provisional until acceptance. Notwithstanding the foregoing, the Substitute Trustee

absolutely reserves the right to postpone the sale and/or cancel the sale at any time until the

auctioneer announces that the Property is "sold" and the deposit in the required amount and form

is received by the Substitute Trustee. A deposit in the amount of $100,000.00 will be required at

the time of sale. Such deposit must be by cashier's check or certified check or in such other form

as the Substitute Trustee may determine in his sole discretion. In the event the deposit is less than

10% of the winning bid amount, then the deposit must be increased to 10% of the winning bid

amount and delivered to the Substitute Trustee within one (1) business day after the consummation

of the sale in the same form of funds as the initial deposit or in such other form as the Substitute

Trustee may determine in his sole discretion. Failure to timely tender the deposit or additional

deposit shall constitute a material default by the purchaser and result in forfeiture of the deposit.

Interest to be paid on the unpaid purchase money at the rate in effect under the Secured Note from

the date of sale to the date of settlement. Secured Party, if a bidder, shall not be required to post a

deposit or to pay interest.

Purchaser shall settle within ten (10) days of final ratification of the sale by the Circuit

Court for Washington County. TIME SHALL BE OF THE ESSENCE WITH RESPECT TO

SETTLEMENT BY PURCHASER. Cost of all documentary stamps (recordation taxes), transfer

taxes and settlement expenses shall be borne by purchaser. Taxes, ground rent, water, and sewer,

if applicable, are to be adjusted for the current year to the date of sale and assumed thereafter by

purchaser.

In the event purchaser does not settle as required for any reason, purchaser shall be in

default. Upon such default, Substitute Trustee may file a motion to resell the Property at the risk

and expense of defaulting purchaser. Purchaser hereby consents to entry of such resale order

without further notice. Defaulting purchaser shall not be entitled to any surplus proceeds or profits

resulting from any resale of the Property, and the deposit shall be forfeited to the Substitute Trustee

and all of the expenses of this sale (including attorneys' fees and full commission on the gross sale

price) shall be charged against and paid out of the forfeited deposit. Purchaser shall pay all

attorneys' fees and costs, and all other damages of any kind or nature, incurred by Substitute

Trustee and Secured Party, and their respective agents, employees, successors and assigns, in

connection with any such default.

If Substitute Trustee is unable to convey title, purchaser's sole remedy at law and in equity

shall be limited to a refund of the deposit and the sale shall be considered null and void and of no

effect.

Purchaser shall be responsible for obtaining physical possession of the Property. Purchaser

assumes the risk of loss or damage to the Property from the date of sale forward.

Substitute Trustee reserves the right, in his sole discretion, to reject any and all bids, to

withdraw the Property from sale at any time before or at the auction, to extend the time to receive

bids, to waive or modify the deposit requirement, to waive or modify the requirement that interest

be paid on the unpaid purchase money, and/or to extend the period of time for settlement.

Additional terms may be announced at the sale. Purchaser will be required to execute and

deliver to Substitute Trustee a contract of sale at the conclusion of the bidding.

Neither the Substitute Trustee nor Secured Party, nor their respective agents, employees,

successors, and assigns, make any representations or warranties, express or implied, with respect

to the Property, or any tenancies or parties in possession, including, without limitation, the value,

description, use, structural integrity, physical condition, construction, extent of construction,

workmanship, materials, habitability, subdivision, zoning, environmental condition, compliance

with building codes or other laws, ordinances, or regulations, fitness for a particular purpose or

merchantability of all or any part of the Property.

The information contained herein was obtained from sources deemed reliable (including

public records) and believed to be accurate, but is offered for informational purposes only. Said

information includes, without limitation, the street addresses referenced herein, which may vary

from information available from certain other public sources. No express or implied

representations or warranties are, or may be, inferred with respect to the accuracy of such

information. Interested bidders are urged to conduct such independent due diligence as they may

deem appropriate.

Jason A. Pardo, Substitute Trustee

HARVEY WEST AUCTIONEERS, LLC

300 E. Joppa Road, Suite 1103, Towson, MD 21286

410-769-9797

--------------------------------------------------------------------------------------------------------------------

AD TO PUBLISH IN THE HERALD-MAIL – OCTOBER 5, 12 & 19, 2026

Pardo & Drazin, LLC

Jason A. Pardo, Attorney

4400 Jenifer Street, NW, Suite 2

Washington, DC 20015

202-223-7900

SUBSTITUTE TRUSTEE’S SALE

OF REAL PROPERTY

6633 Old National Pike, Boonsboro, MD 21713

(Account ID No. 06-015379)

Old National Pike (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-034713)

Old National Pike (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-034721)

Stiles Place (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-065095)

Stiles Place (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-065097)

Old National Pike (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-034462)

Ostertag Pass (no street address assigned), Boonsboro, MD 21713

(Account ID No. 06-065936)

Under a power of sale contained in a certain Deed of Trust, Assignment of Leases and

Rents, Fixture Filing and Security Agreement ("Deed of Trust") from Preserve at Fox Gap LLC,

as grantor, to Jennifer Lader, as trustee, dated September 26, 2025 and recorded on September 30,

2025 in Book 7770 at Page 12 among the Land Records of Washington County, Maryland, which

Deed of Trust secures the indebtedness evidenced by that certain Secured Note dated September

26, 2025 in the original principal amount of $7,727,500.00 (the holder of which is referred to

herein as "Secured Party"), default having occurred under the terms thereof, and pursuant to a

Deed of Appointment of Substitute Trustee dated September 21, 2026 and recorded on September

23, 2026 in Book 8020 at Page 322 among the Land Records of Washington County, Maryland

appointing Jason A. Pardo ("Substitute Trustee") as substitute trustee under the Deed of Trust,

Substitute Trustee will sell at public auction at the front entrance of the Circuit Court for

Washington County, Maryland located at 24 Summit Avenue, Hagerstown, MD 21740, on

October 21, 2026 AT 11:00 AM

ALL THOSE FEE-SIMPLE LOTS OR PARCELS OF GROUND AND ANY IMPROVEMENTS

THEREON situated in Washington County, Maryland, commonly known as 6633 Old National

Pike, Boonsboro, MD 21713 (Account ID No. 06-015379); Old National Pike (no street address

assigned), Boonsboro, MD 21713 (Account ID No. 06-034713); Old National Pike (no street

address assigned), Boonsboro, MD 21713 (Account ID No. 06-034721); Stiles Place (no street

address assigned), Boonsboro, MD 21713 (Account ID No. 06-065095); Stiles Place (no street

address assigned), Boonsboro, MD 21713 (Account ID No. 06-065097); Old National Pike (no

street address assigned), Boonsboro, MD 21713 (Account ID No. 06-034462); Ostertag Pass (no

street address assigned), Boonsboro, MD 21713 (Account ID No. 06-065936), and more fully

described in the aforesaid Deed of Trust, as well as ALL PERSONAL PROPERTY encumbered

by the Deed of Trust (collectively, "Property").

The Property will be sold in an "AS IS" condition and subject to recorded covenants,

conditions, restrictions, agreements, and senior liens, if any, and with no warranty of any kind

(except as required by the Deed of Trust).

TERMS OF SALE: The Property will be offered as an entirety only. The bid which yields

the highest price for the Property will be accepted by the Substitute Trustee (unless the sale is

postponed or cancelled, and subject to the rights reserved to the Substitute Trustee herein) and all

bids will be provisional until acceptance. Notwithstanding the foregoing, the Substitute Trustee

absolutely reserves the right to postpone the sale and/or cancel the sale at any time until the

auctioneer announces that the Property is "sold" and the deposit in the required amount and form

is received by the Substitute Trustee. A deposit in the amount of $100,000.00 will be required at

the time of sale. Such deposit must be by cashier's check or certified check or in such other form

as the Substitute Trustee may determine in his sole discretion. In the event the deposit is less than

10% of the winning bid amount, then the deposit must be increased to 10% of the winning bid

amount and delivered to the Substitute Trustee within one (1) business day after the consummation

of the sale in the same form of funds as the initial deposit or in such other form as the Substitute

Trustee may determine in his sole discretion. Failure to timely tender the deposit or additional

deposit shall constitute a material default by the purchaser and result in forfeiture of the deposit.

Interest to be paid on the unpaid purchase money at the rate in effect under the Secured Note from

the date of sale to the date of settlement. Secured Party, if a bidder, shall not be required to post a

deposit or to pay interest.

Purchaser shall settle within ten (10) days of final ratification of the sale by the Circuit

Court for Washington County. TIME SHALL BE OF THE ESSENCE WITH RESPECT TO

SETTLEMENT BY PURCHASER. Cost of all documentary stamps (recordation taxes), transfer

taxes and settlement expenses shall be borne by purchaser. Taxes, ground rent, water, and sewer,

if applicable, are to be adjusted for the current year to the date of sale and assumed thereafter by

purchaser.

In the event purchaser does not settle as required for any reason, purchaser shall be in

default. Upon such default, Substitute Trustee may file a motion to resell the Property at the risk

and expense of defaulting purchaser. Purchaser hereby consents to entry of such resale order

without further notice. Defaulting purchaser shall not be entitled to any surplus proceeds or profits

resulting from any resale of the Property, and the deposit shall be forfeited to the Substitute Trustee

and all of the expenses of this sale (including attorneys' fees and full commission on the gross sale

price) shall be charged against and paid out of the forfeited deposit. Purchaser shall pay all

attorneys' fees and costs, and all other damages of any kind or nature, incurred by Substitute

Trustee and Secured Party, and their respective agents, employees, successors and assigns, in

connection with any such default.

If Substitute Trustee is unable to convey title, purchaser's sole remedy at law and in equity

shall be limited to a refund of the deposit and the sale shall be considered null and void and of no

effect.

Purchaser shall be responsible for obtaining physical possession of the Property. Purchaser

assumes the risk of loss or damage to the Property from the date of sale forward.

Substitute Trustee reserves the right, in his sole discretion, to reject any and all bids, to

withdraw the Property from sale at any time before or at the auction, to extend the time to receive

bids, to waive or modify the deposit requirement, to waive or modify the requirement that interest

be paid on the unpaid purchase money, and/or to extend the period of time for settlement.

Additional terms may be announced at the sale. Purchaser will be required to execute and

deliver to Substitute Trustee a contract of sale at the conclusion of the bidding.

Neither the Substitute Trustee nor Secured Party, nor their respective agents, employees,

successors, and assigns, make any representations or warranties, express or implied, with respect

to the Property, or any tenancies or parties in possession, including, without limitation, the value,

description, use, structural integrity, physical condition, construction, extent of construction,

workmanship, materials, habitability, subdivision, zoning, environmental condition, compliance

with building codes or other laws, ordinances, or regulations, fitness for a particular purpose or

merchantability of all or any part of the Property.

The information contained herein was obtained from sources deemed reliable (including

public records) and believed to be accurate, but is offered for informational purposes only. Said

information includes, without limitation, the street addresses referenced herein, which may vary

from information available from certain other public sources. No express or implied

representations or warranties are, or may be, inferred with respect to the accuracy of such

information. Interested bidders are urged to conduct such independent due diligence as they may

deem appropriate.

Jason A. Pardo, Substitute Trustee

HARVEY WEST AUCTIONEERS, LLC

300 E. Joppa Road, Suite 1103, Towson, MD 21286

410-769-9797

--------------------------------------------------------------------------------------------------------------------

AD TO PUBLISH IN THE HERALD-MAIL – OCTOBER 5, 12 & 19, 2026