Bob Van Galoubandi, Esq.

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

SUBSTITUTE TRUSTEE’S SALE OF

220 ST. CLAIRE PLACE 

STEVENSVILLE, MARYLAND 21666

Under and by virtue of the power of sale contained in that certain Indemnity Deed of Trust, dated October 15, 2007, executed and delivered by Eugene G. Beville to the trustees for the benefit of the holder of the indebtedness (the “Noteholder”), recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 1731, folio 732 (the “Deed of Trust”); the Noteholder having subsequently appointed Bob Van Galoubandi, Substitute Trustee (the “Trustee”), under the Deed of Trust pursuant to a Deed of Appointment of Substitute Trustee, dated May 16, 2024, duly executed, acknowledged, and recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 4838, folio 253, default having occurred under the terms of said Deed of Trust and at the request of the Noteholder, the Trustee will offer for sale to the highest qualified bidder at a public auction, in Front of the Circuit Court for Queen Anne’s County, 200 N Commerce Street, Centreville, Maryland 21617, on:

October 23, 2026 at 11:00 AM

THAT CERTAIN real property and any improvements thereon described in the Deed of Trust and being situate in Queen Anne’s County, Maryland (the “Property”), as follows:

ALL that lot or parcel of land situate, lying and being on Kent Island, in the Fourth Election District of Queen Anne's County, State of Maryland, known and designated as Lot No. 4, as set forth and designated on a plat entitled "Phase One of Village at Benton's Crossing", by McCrone, Inc., dated August 29, 1985, as revised May 20, 1987, and recorded among the Land Records of Queen Anne's County in Liber M.W.M. No. 262, folio 102, and in Plat Book M.W.M. No. 9, folio 15.

Tax Acct No. 04-094972

TERMS OF SALE: A deposit in the amount of ($10,000.00), payable in cash, certified check or other form acceptable to the Trustee, will be required of the purchaser at the time and place of the sale for the Property. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate of (10.00%) per annum from the date of sale to and including the date of settlement.  In the event the Noteholder, its servicer or an affiliate, or assignee of any one of them, is the purchaser, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. Taxes, water rent and all other municipal charges and liens owed against the Property (if any) shall be the responsibility of the purchaser and shall be paid by the purchaser at settlement. In addition, all other charges, expenses and liens owed against the Property including, but not limited to, all condominium fees, HOA fees, and expenses and public charges and assessments owed against the Property and payable on a periodic basis, such as sanitary and/or metropolitan district charges (if any) shall also be the responsibility of the purchaser and shall be paid by the purchaser at settlement. The Trustee reserves the right to reject any and all bids, and to extend the time for settlement, if applicable.  

The Property will be sold in “AS IS” condition and without any warranties or representations, either express or implied, as to the nature, condition or description of the improvements.  In addition, the Property will also be sold subject to all existing housing, building and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist on or with respect to the Property, and subject to all matters and restrictions of record affecting the same (if any).  The purchaser at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place.  It shall be the purchaser’s responsibility to obtain possession of the Property following ratification of the sale by the Circuit Court for Queen Anne’s County.  

The Property will be sold subject to all easements, conditions, ground leases, senior liens, taxes, restrictions, rights of redemption, covenants, encumbrances, agreements, and unexpired leases of record, and such state of facts that an accurate survey or physical inspection of the Property might disclose (if any) that are not otherwise extinguished by operation of law. 

The purchaser shall pay all state and local transfer taxes, recordation taxes and fees, title examination costs, attorneys’ fees, conveyance fees and all other incidental settlement costs.  The purchaser shall settle and comply with the sale terms within twenty (20) days following the final ratification of sale by the Circuit Court for Queen Anne’s County, unless said period is extended by the Trustee for good cause shown.  Time is of the essence.  Settlement shall be held at the office of the Trustee.

In the event the purchaser fails to go to settlement as required, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by the Trustee as liquidated damages for all losses occasioned by the purchaser’s default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser.  

If the Trustee is unable to convey the Property as described above, the purchaser’s sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit, without interest thereon.  Upon refund of the deposit to the purchaser, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Trustee or the Noteholder.

The information contained herein is offered for informational purposes only.  The Auctioneer, the Noteholder and the Trustee do not make any representations or warranties with respect to the accuracy of this information.

Bob Van Galoubandi, 

Substitute Trustee

For further information, contact:

Bob Van Galoubandi, Esq.              

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

(410) 739-4562

AD TO APPEAR STAR DEMOCRAT-OCTOBER 8, 15 & 22ND

Bob Van Galoubandi, Esq.

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

SUBSTITUTE TRUSTEE’S SALE OF

220 ST. CLAIRE PLACE 

STEVENSVILLE, MARYLAND 21666

Under and by virtue of the power of sale contained in that certain Indemnity Deed of Trust, dated October 15, 2007, executed and delivered by Eugene G. Beville to the trustees for the benefit of the holder of the indebtedness (the “Noteholder”), recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 1731, folio 732 (the “Deed of Trust”); the Noteholder having subsequently appointed Bob Van Galoubandi, Substitute Trustee (the “Trustee”), under the Deed of Trust pursuant to a Deed of Appointment of Substitute Trustee, dated May 16, 2024, duly executed, acknowledged, and recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 4838, folio 253, default having occurred under the terms of said Deed of Trust and at the request of the Noteholder, the Trustee will offer for sale to the highest qualified bidder at a public auction, in Front of the Circuit Court for Queen Anne’s County, 200 N Commerce Street, Centreville, Maryland 21617, on:

October 23, 2026 at 11:00 AM

THAT CERTAIN real property and any improvements thereon described in the Deed of Trust and being situate in Queen Anne’s County, Maryland (the “Property”), as follows:

ALL that lot or parcel of land situate, lying and being on Kent Island, in the Fourth Election District of Queen Anne's County, State of Maryland, known and designated as Lot No. 4, as set forth and designated on a plat entitled "Phase One of Village at Benton's Crossing", by McCrone, Inc., dated August 29, 1985, as revised May 20, 1987, and recorded among the Land Records of Queen Anne's County in Liber M.W.M. No. 262, folio 102, and in Plat Book M.W.M. No. 9, folio 15.

Tax Acct No. 04-094972

TERMS OF SALE: A deposit in the amount of ($10,000.00), payable in cash, certified check or other form acceptable to the Trustee, will be required of the purchaser at the time and place of the sale for the Property. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate of (10.00%) per annum from the date of sale to and including the date of settlement.  In the event the Noteholder, its servicer or an affiliate, or assignee of any one of them, is the purchaser, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. Taxes, water rent and all other municipal charges and liens owed against the Property (if any) shall be the responsibility of the purchaser and shall be paid by the purchaser at settlement. In addition, all other charges, expenses and liens owed against the Property including, but not limited to, all condominium fees, HOA fees, and expenses and public charges and assessments owed against the Property and payable on a periodic basis, such as sanitary and/or metropolitan district charges (if any) shall also be the responsibility of the purchaser and shall be paid by the purchaser at settlement. The Trustee reserves the right to reject any and all bids, and to extend the time for settlement, if applicable.  

The Property will be sold in “AS IS” condition and without any warranties or representations, either express or implied, as to the nature, condition or description of the improvements.  In addition, the Property will also be sold subject to all existing housing, building and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist on or with respect to the Property, and subject to all matters and restrictions of record affecting the same (if any).  The purchaser at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place.  It shall be the purchaser’s responsibility to obtain possession of the Property following ratification of the sale by the Circuit Court for Queen Anne’s County.  

The Property will be sold subject to all easements, conditions, ground leases, senior liens, taxes, restrictions, rights of redemption, covenants, encumbrances, agreements, and unexpired leases of record, and such state of facts that an accurate survey or physical inspection of the Property might disclose (if any) that are not otherwise extinguished by operation of law. 

The purchaser shall pay all state and local transfer taxes, recordation taxes and fees, title examination costs, attorneys’ fees, conveyance fees and all other incidental settlement costs.  The purchaser shall settle and comply with the sale terms within twenty (20) days following the final ratification of sale by the Circuit Court for Queen Anne’s County, unless said period is extended by the Trustee for good cause shown.  Time is of the essence.  Settlement shall be held at the office of the Trustee.

In the event the purchaser fails to go to settlement as required, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by the Trustee as liquidated damages for all losses occasioned by the purchaser’s default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser.  

If the Trustee is unable to convey the Property as described above, the purchaser’s sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit, without interest thereon.  Upon refund of the deposit to the purchaser, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Trustee or the Noteholder.

The information contained herein is offered for informational purposes only.  The Auctioneer, the Noteholder and the Trustee do not make any representations or warranties with respect to the accuracy of this information.

Bob Van Galoubandi, 

Substitute Trustee

For further information, contact:

Bob Van Galoubandi, Esq.              

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

(410) 739-4562

AD TO APPEAR STAR DEMOCRAT-OCTOBER 8, 15 & 22ND