Bob Van Galoubandi, Esq.

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

SUBSTITUTE TRUSTEE’S SALE OF

108 WILSON ROAD

GRASONVILLE, MARYLAND 21638

Under and by virtue of the power of sale contained in that certain Deed of Trust, dated February 23, 2017, executed and delivered by Omari S. Belt and Brenda L. Belt to the trustees for the benefit of the holder of the indebtedness (the “Noteholder”), recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 2647, folio 202 (the “Deed of Trust”); the Noteholder having subsequently appointed Bob Van Galoubandi, Substitute Trustee (the “Trustee”), under the Deed of Trust pursuant to a Deed of Appointment of Substitute Trustee, dated August 26, 2023, duly executed, acknowledged, and recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 4281, folio 156, default having occurred under the terms of said Deed of Trust and at the request of the Noteholder, the Trustee will offer for sale to the highest qualified bidder at a public auctio02/23/2017n, in Front of the Circuit Court for Queen Anne’s County, 200 N Commerce Street, Centreville, Maryland 21617, on:

March 20, 2026 at 11:00 AM

THAT CERTAIN real property and any improvements thereon described in the Deed of Trust and being situate in Queen Anne’s County, Maryland (the “Property”), as follows:

Beginning for the same at an iron rod found at the intersection of the division line between the herein described and the land now or formerly of the Grasonville Community Center, Inc. (MWM 262/1704) and the northeast right-of-way line of Wilson Road. Thence leaving said point of beginning so fixed and binding on said Wilson Road, North 41 degrees 12 minutes 13 seconds West, 320.96 feet to a stone found and the land now or formerly of Michael Cooper and Bland N. Cooper, (SM 13031147). Thence with said Cooper land, North 66 degrees 5 1 minutes 58 seconds East, 200.3 1 feet to an iron pipe found and the land now or formerly of Robert R. Price, Jr. (SM 15861533). Thence binding on said Price land, South 42 degrees 41 minutes 32 seconds East, 233.62 feet to an iron rod found and the aforementioned Grasonville Community Center, Inc. Thence with said Community Center, South 41 degrees 27 minutes 50 seconds West, 198.12 feet to the place of beginning. Containing in all 1.230 acres of land more or less.

Being the same land granted and conveyed unto Omari Belt and Brenda Belt by virtue of a deed from Fannie Mae AKA , Federal National Mortgage Association and recorded among the Land Records of Queen Anne’s County, Maryland in Liber SM 2532, folio 489.

Tax Acct No. 05-015987

TERMS OF SALE: A deposit in the amount of ($10,000.00), payable in cash, certified check or other form acceptable to the Trustee, will be required of the purchaser at the time and place of the sale for the Property. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate of (10.00%) per annum from the date of sale to and including the date of settlement.  In the event the Noteholder, its servicer or an affiliate, or assignee of any one of them, is the purchaser, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. Taxes, water rent and all other municipal charges and liens owed against the Property (if any) shall be the responsibility of the purchaser and shall be paid by the purchaser at settlement. In addition, all other charges, expenses and liens owed against the Property including, but not limited to, all condominium fees, HOA fees, and expenses and public charges and assessments owed against the Property and payable on a periodic basis, such as sanitary and/or metropolitan district charges (if any) shall also be the responsibility of the purchaser and shall be paid by the purchaser at settlement. The Trustee reserves the right to reject any and all bids, and to extend the time for settlement, if applicable.  

The Property will be sold in “AS IS” condition and without any warranties or representations, either express or implied, as to the nature, condition or description of the improvements.  In addition, the Property will also be sold subject to all existing housing, building and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist on or with respect to the Property, and subject to all matters and restrictions of record affecting the same (if any).  The purchaser at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place.  It shall be the purchaser’s responsibility to obtain possession of the Property following ratification of the sale by the Circuit Court for Queen Anne’s County.  

The Property will be sold subject to all easements, conditions, ground leases, senior liens, taxes, restrictions, rights of redemption, covenants, encumbrances, agreements, and unexpired leases of record, and such state of facts that an accurate survey or physical inspection of the Property might disclose (if any) that are not otherwise extinguished by operation of law. 

The purchaser shall pay all state and local transfer taxes, recordation taxes and fees, title examination costs, attorneys’ fees, conveyance fees and all other incidental settlement costs.  The purchaser shall settle and comply with the sale terms within twenty (20) days following the final ratification of sale by the Circuit Court for Queen Anne’s County, unless said period is extended by the Trustee for good cause shown.  Time is of the essence.  Settlement shall be held at the office of the Trustee.

In the event the purchaser fails to go to settlement as required, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by the Trustee as liquidated damages for all losses occasioned by the purchaser’s default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser.  

If the Trustee is unable to convey the Property as described above, the purchaser’s sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit, without interest thereon.  Upon refund of the deposit to the purchaser, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Trustee or the Noteholder.

The information contained herein is offered for informational purposes only.  The Auctioneer, the Noteholder and the Trustee do not make any representations or warranties with respect to the accuracy of this information.

Bob Van Galoubandi, 

Substitute Trustee

For further information, contact:

Bob Van Galoubandi, Esq.              

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

(410) 739-4562

STAR DEMOCRAT-MARCH 4, 11 & 18TH

Bob Van Galoubandi, Esq.

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

SUBSTITUTE TRUSTEE’S SALE OF

108 WILSON ROAD

GRASONVILLE, MARYLAND 21638

Under and by virtue of the power of sale contained in that certain Deed of Trust, dated February 23, 2017, executed and delivered by Omari S. Belt and Brenda L. Belt to the trustees for the benefit of the holder of the indebtedness (the “Noteholder”), recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 2647, folio 202 (the “Deed of Trust”); the Noteholder having subsequently appointed Bob Van Galoubandi, Substitute Trustee (the “Trustee”), under the Deed of Trust pursuant to a Deed of Appointment of Substitute Trustee, dated August 26, 2023, duly executed, acknowledged, and recorded among the Land Records of Queen Anne’s County, Maryland, in Liber 4281, folio 156, default having occurred under the terms of said Deed of Trust and at the request of the Noteholder, the Trustee will offer for sale to the highest qualified bidder at a public auctio02/23/2017n, in Front of the Circuit Court for Queen Anne’s County, 200 N Commerce Street, Centreville, Maryland 21617, on:

March 20, 2026 at 11:00 AM

THAT CERTAIN real property and any improvements thereon described in the Deed of Trust and being situate in Queen Anne’s County, Maryland (the “Property”), as follows:

Beginning for the same at an iron rod found at the intersection of the division line between the herein described and the land now or formerly of the Grasonville Community Center, Inc. (MWM 262/1704) and the northeast right-of-way line of Wilson Road. Thence leaving said point of beginning so fixed and binding on said Wilson Road, North 41 degrees 12 minutes 13 seconds West, 320.96 feet to a stone found and the land now or formerly of Michael Cooper and Bland N. Cooper, (SM 13031147). Thence with said Cooper land, North 66 degrees 5 1 minutes 58 seconds East, 200.3 1 feet to an iron pipe found and the land now or formerly of Robert R. Price, Jr. (SM 15861533). Thence binding on said Price land, South 42 degrees 41 minutes 32 seconds East, 233.62 feet to an iron rod found and the aforementioned Grasonville Community Center, Inc. Thence with said Community Center, South 41 degrees 27 minutes 50 seconds West, 198.12 feet to the place of beginning. Containing in all 1.230 acres of land more or less.

Being the same land granted and conveyed unto Omari Belt and Brenda Belt by virtue of a deed from Fannie Mae AKA , Federal National Mortgage Association and recorded among the Land Records of Queen Anne’s County, Maryland in Liber SM 2532, folio 489.

Tax Acct No. 05-015987

TERMS OF SALE: A deposit in the amount of ($10,000.00), payable in cash, certified check or other form acceptable to the Trustee, will be required of the purchaser at the time and place of the sale for the Property. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate of (10.00%) per annum from the date of sale to and including the date of settlement.  In the event the Noteholder, its servicer or an affiliate, or assignee of any one of them, is the purchaser, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. Taxes, water rent and all other municipal charges and liens owed against the Property (if any) shall be the responsibility of the purchaser and shall be paid by the purchaser at settlement. In addition, all other charges, expenses and liens owed against the Property including, but not limited to, all condominium fees, HOA fees, and expenses and public charges and assessments owed against the Property and payable on a periodic basis, such as sanitary and/or metropolitan district charges (if any) shall also be the responsibility of the purchaser and shall be paid by the purchaser at settlement. The Trustee reserves the right to reject any and all bids, and to extend the time for settlement, if applicable.  

The Property will be sold in “AS IS” condition and without any warranties or representations, either express or implied, as to the nature, condition or description of the improvements.  In addition, the Property will also be sold subject to all existing housing, building and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist on or with respect to the Property, and subject to all matters and restrictions of record affecting the same (if any).  The purchaser at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place.  It shall be the purchaser’s responsibility to obtain possession of the Property following ratification of the sale by the Circuit Court for Queen Anne’s County.  

The Property will be sold subject to all easements, conditions, ground leases, senior liens, taxes, restrictions, rights of redemption, covenants, encumbrances, agreements, and unexpired leases of record, and such state of facts that an accurate survey or physical inspection of the Property might disclose (if any) that are not otherwise extinguished by operation of law. 

The purchaser shall pay all state and local transfer taxes, recordation taxes and fees, title examination costs, attorneys’ fees, conveyance fees and all other incidental settlement costs.  The purchaser shall settle and comply with the sale terms within twenty (20) days following the final ratification of sale by the Circuit Court for Queen Anne’s County, unless said period is extended by the Trustee for good cause shown.  Time is of the essence.  Settlement shall be held at the office of the Trustee.

In the event the purchaser fails to go to settlement as required, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by the Trustee as liquidated damages for all losses occasioned by the purchaser’s default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser.  

If the Trustee is unable to convey the Property as described above, the purchaser’s sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit, without interest thereon.  Upon refund of the deposit to the purchaser, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Trustee or the Noteholder.

The information contained herein is offered for informational purposes only.  The Auctioneer, the Noteholder and the Trustee do not make any representations or warranties with respect to the accuracy of this information.

Bob Van Galoubandi, 

Substitute Trustee

For further information, contact:

Bob Van Galoubandi, Esq.              

1777 Reisterstown Road, Suite 375

Baltimore, Maryland 21208

(410) 739-4562

STAR DEMOCRAT-MARCH 4, 11 & 18TH