LAW OFFICES

Shulman Rogers, P.A.

12505 Park Potomac Avenue, 6th Floor

Potomac, MD 20854

(301) 230-5241

File No. 140513.00002

SUBSTITUTE TRUSTEES’ SALE

OF IMPROVED REAL PROPERTY

5518 Oak Place

Bethesda, Maryland 20817

(the “Property”)

Under a power of sale contained in a certain Refinance of Principal Residence Deed of Trust (the

“Deed of Trust”) from William B. Reynolds, III and Cassandra Z. Bryan Reynolds to Stephen H.

Lee, Esq., trustee, dated April 21, 2021, and recorded in Book 63026, at Page 373, among the Land

Records of Montgomery County, Maryland, default having occurred under the terms thereof, the

Substitute Trustees (“Trustees”) will sell at public auction at the Circuit Court for Montgomery

County, located at 50 Maryland Avenue, Rockville, MD 20850, at the Court House Door on,

February 27, 2026 at 12:00 PM

All that Fee-Simple lot of ground and the improvements thereon, if any, identified as Tax

ID No. 07-00527111 and more fully described in the aforesaid Deed of Trust.

The Property and improvements, if any, thereupon will be sold in “as is” condition and subject to

conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty

of any kind.

Terms of Sale: A deposit of $95,000.00 by cashier’s or certified check, or in such other form as

the Substitute Trustees may determine, at their sole discretion at the time of sale. Balance of the

purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court

for Montgomery County. Interest to be paid on the unpaid purchase money at the rate of 4% from

the date of sale to the date funds are received in the office of the Trustee. There will be no

abatement of interest in the event additional funds are tendered before settlement or if settlement

is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser.

TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes,

including agricultural taxes, if applicable, and any and all public and/or private charges or

assessments, including water/sewer charges and ground rent, to be adjusted to the date of the sale

and thereafter assumed by the purchaser. Condominium fees and/or homeowners association dues,

if any, shall be assumed by the purchaser from the date of the sale forward. Costs of all

documentary stamps, transfer and recordation taxes, and settlement expenses shall be borne by the

purchaser. Purchaser shall be responsible for obtaining physical possession of the Property.

Purchaser assumes the risk of loss or damage to the Property from the date of sale forward.

Additional terms may be announced at the time of sale.

If the Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law

and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go

to settlement, the deposit shall be forfeited to the Trustees for application against all expenses,

attorneys’ fees and the full commission on the sale price of the above-scheduled foreclosure sale.

In the event of default, all expenses of this sale (including attorneys’ fees and the full commission

of this sale) shall be charged against and paid out of the forfeited deposit. Any remaining deposit

shall be applied to the loan secured by the Deed of Trust. The Trustees may then re-advertise and

resell the Property at the risk and expense of the defaulting purchaser or may avail themselves of

any legal or equitable remedies against the defaulting purchaser without re-selling the Property. In

the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any,

even if such surplus results from improvements to the Property by said defaulting purchaser and

the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorneys’

fees and expenses incurred in connection with all litigation involving the Property or the proceeds

of the resale.

Benjamin P. Smith

Rebekah F. Paradis

Substitute Trustees

HARVEY WEST AUCTIONEERS, LLC.

300 E. JOPPA ROAD

HAMPTON PLAZA-SUITE 1103

BALTIMORE, MD 21286

www.hwestauctions.com

410-769-9797

Ad to appear in the Washington Post – 2/11, 2/18/2/25

LAW OFFICES

Shulman Rogers, P.A.

12505 Park Potomac Avenue, 6th Floor

Potomac, MD 20854

(301) 230-5241

File No. 140513.00002

SUBSTITUTE TRUSTEES’ SALE

OF IMPROVED REAL PROPERTY

5518 Oak Place

Bethesda, Maryland 20817

(the “Property”)

Under a power of sale contained in a certain Refinance of Principal Residence Deed of Trust (the

“Deed of Trust”) from William B. Reynolds, III and Cassandra Z. Bryan Reynolds to Stephen H.

Lee, Esq., trustee, dated April 21, 2021, and recorded in Book 63026, at Page 373, among the Land

Records of Montgomery County, Maryland, default having occurred under the terms thereof, the

Substitute Trustees (“Trustees”) will sell at public auction at the Circuit Court for Montgomery

County, located at 50 Maryland Avenue, Rockville, MD 20850, at the Court House Door on,

February 27, 2026 at 12:00 PM

All that Fee-Simple lot of ground and the improvements thereon, if any, identified as Tax

ID No. 07-00527111 and more fully described in the aforesaid Deed of Trust.

The Property and improvements, if any, thereupon will be sold in “as is” condition and subject to

conditions, restrictions, and agreements of record affecting the same, if any, and with no warranty

of any kind.

Terms of Sale: A deposit of $95,000.00 by cashier’s or certified check, or in such other form as

the Substitute Trustees may determine, at their sole discretion at the time of sale. Balance of the

purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court

for Montgomery County. Interest to be paid on the unpaid purchase money at the rate of 4% from

the date of sale to the date funds are received in the office of the Trustee. There will be no

abatement of interest in the event additional funds are tendered before settlement or if settlement

is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser.

TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes,

including agricultural taxes, if applicable, and any and all public and/or private charges or

assessments, including water/sewer charges and ground rent, to be adjusted to the date of the sale

and thereafter assumed by the purchaser. Condominium fees and/or homeowners association dues,

if any, shall be assumed by the purchaser from the date of the sale forward. Costs of all

documentary stamps, transfer and recordation taxes, and settlement expenses shall be borne by the

purchaser. Purchaser shall be responsible for obtaining physical possession of the Property.

Purchaser assumes the risk of loss or damage to the Property from the date of sale forward.

Additional terms may be announced at the time of sale.

If the Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law

and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go

to settlement, the deposit shall be forfeited to the Trustees for application against all expenses,

attorneys’ fees and the full commission on the sale price of the above-scheduled foreclosure sale.

In the event of default, all expenses of this sale (including attorneys’ fees and the full commission

of this sale) shall be charged against and paid out of the forfeited deposit. Any remaining deposit

shall be applied to the loan secured by the Deed of Trust. The Trustees may then re-advertise and

resell the Property at the risk and expense of the defaulting purchaser or may avail themselves of

any legal or equitable remedies against the defaulting purchaser without re-selling the Property. In

the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any,

even if such surplus results from improvements to the Property by said defaulting purchaser and

the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorneys’

fees and expenses incurred in connection with all litigation involving the Property or the proceeds

of the resale.

Benjamin P. Smith

Rebekah F. Paradis

Substitute Trustees

HARVEY WEST AUCTIONEERS, LLC.

300 E. JOPPA ROAD

HAMPTON PLAZA-SUITE 1103

BALTIMORE, MD 21286

www.hwestauctions.com

410-769-9797

Ad to appear in the Washington Post – 2/11, 2/18/2/25