LAW OFFICES

Shulman Rogers, P.A.

12505 Park Potomac Avenue, 6th Floor

Potomac, MD 20854

(301) 230-5241

File No. 131638.00059

SUBSTITUTE TRUSTEES’ SALE

OF IMPROVED REAL PROPERTY

5451 Belle Vista Avenue

Baltimore, MD 21206

(the “Property”)

Under a power of sale contained in a certain Purchase Money Commercial Deed of Trust,

Security Agreement and Fixture Filing from JAL Holdings, LLC to The Title Company, LLC,

trustee, dated December 22, 2023, and recorded in Book 26562, at Page 171 (the “Deed of

Trust”), among the Land Records of Baltimore City, Maryland, default having occurred under

the terms thereof, the Substitute Trustees (“Trustees”) will sell at public auction at the Circuit

Court for Baltimore City, located at 100 N. Calvert Street (Courthouse West), Baltimore, MD

21202, on

February 5, 2026 at 10:50 AM

All that Fee-Simple lot of ground and the improvements thereon, if any, identified as Tax

ID No. 27-02-5818A-058 and more fully described in the aforesaid Deed of Trust.

The Property and improvements, if any, thereupon will be sold in "as is" condition and subject to

conditions, restrictions and agreements of record affecting the same, if any, and with no warranty

of any kind.

Terms of Sale: A deposit of $10,000.00 by cashier’s or certified check, or in such other form as

the Substitute Trustees may determine, at their sole discretion at the time of sale. Balance of the

purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court

for Baltimore City. Interest to be paid on the unpaid purchase money at the rate of 11.5% from

the date of sale to the date funds are received in the office of the Trustees. There will be no

abatement of interest in the event additional funds are tendered before settlement or if settlement

is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the

purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real

property taxes, including agricultural taxes, if applicable, and any and all public and/or private

charges or assessments, including water/sewer charges and ground rent, to be adjusted to the date

of the sale and thereafter assumed by the purchaser. Condominium fees and/or homeowners

association dues, if any, shall be assumed by the purchaser from the date of sale forward. Costs

of all documentary stamps, transfer, and recordation taxes and settlement expenses shall be borne

by the purchaser. Purchaser shall be responsible for obtaining physical possession of the

Property. Purchaser assumes the risk of loss or damage to the Property from the date of sale

forward. Additional terms may be announced at the time of sale.

If the Trustees are unable to convey good and marketable title, the purchaser's sole remedy in

law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to

go to settlement, the deposit shall be forfeited to the Trustees for application against all expenses,

attorneys’ fees and the full commission on the sale price of the above-scheduled foreclosure sale.

In the event of default, all expenses of this sale (including attorneys’ fees and the full

commission of this sale) shall be charged against and paid out of the forfeited deposit. Any

remaining deposit shall be applied to the loan secured by the Deed of Trust. The Trustees may

then re-advertise and resell the Property at the risk and expense of the defaulting purchaser or

may avail themselves of any legal or equitable remedies against the defaulting purchaser without

re-selling the Property. In the event of a resale, the defaulting purchaser shall not be entitled to

receive the surplus, if any, even if such surplus results from improvements to the Property by

said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and secured

party for reasonable attorneys’ fees and expenses incurred in connection with all litigation

involving the Property or the proceeds of the resale.

Benjamin P. Smith

Rebekah F. Paradis

Substitute Trustees

HARVEY WEST AUCTIONEERS, LLC.

300 E. JOPPA ROAD

HAMPTON PLAZA-SUITE 1103

BALTIMORE, MD 21286

www.hwestauctions.com

410-769-9797

Ad to appear in the Daily Record – 1/20, 27, & 2/3

LAW OFFICES

Shulman Rogers, P.A.

12505 Park Potomac Avenue, 6th Floor

Potomac, MD 20854

(301) 230-5241

File No. 131638.00059

SUBSTITUTE TRUSTEES’ SALE

OF IMPROVED REAL PROPERTY

5451 Belle Vista Avenue

Baltimore, MD 21206

(the “Property”)

Under a power of sale contained in a certain Purchase Money Commercial Deed of Trust,

Security Agreement and Fixture Filing from JAL Holdings, LLC to The Title Company, LLC,

trustee, dated December 22, 2023, and recorded in Book 26562, at Page 171 (the “Deed of

Trust”), among the Land Records of Baltimore City, Maryland, default having occurred under

the terms thereof, the Substitute Trustees (“Trustees”) will sell at public auction at the Circuit

Court for Baltimore City, located at 100 N. Calvert Street (Courthouse West), Baltimore, MD

21202, on

February 5, 2026 at 10:50 AM

All that Fee-Simple lot of ground and the improvements thereon, if any, identified as Tax

ID No. 27-02-5818A-058 and more fully described in the aforesaid Deed of Trust.

The Property and improvements, if any, thereupon will be sold in "as is" condition and subject to

conditions, restrictions and agreements of record affecting the same, if any, and with no warranty

of any kind.

Terms of Sale: A deposit of $10,000.00 by cashier’s or certified check, or in such other form as

the Substitute Trustees may determine, at their sole discretion at the time of sale. Balance of the

purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court

for Baltimore City. Interest to be paid on the unpaid purchase money at the rate of 11.5% from

the date of sale to the date funds are received in the office of the Trustees. There will be no

abatement of interest in the event additional funds are tendered before settlement or if settlement

is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the

purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real

property taxes, including agricultural taxes, if applicable, and any and all public and/or private

charges or assessments, including water/sewer charges and ground rent, to be adjusted to the date

of the sale and thereafter assumed by the purchaser. Condominium fees and/or homeowners

association dues, if any, shall be assumed by the purchaser from the date of sale forward. Costs

of all documentary stamps, transfer, and recordation taxes and settlement expenses shall be borne

by the purchaser. Purchaser shall be responsible for obtaining physical possession of the

Property. Purchaser assumes the risk of loss or damage to the Property from the date of sale

forward. Additional terms may be announced at the time of sale.

If the Trustees are unable to convey good and marketable title, the purchaser's sole remedy in

law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to

go to settlement, the deposit shall be forfeited to the Trustees for application against all expenses,

attorneys’ fees and the full commission on the sale price of the above-scheduled foreclosure sale.

In the event of default, all expenses of this sale (including attorneys’ fees and the full

commission of this sale) shall be charged against and paid out of the forfeited deposit. Any

remaining deposit shall be applied to the loan secured by the Deed of Trust. The Trustees may

then re-advertise and resell the Property at the risk and expense of the defaulting purchaser or

may avail themselves of any legal or equitable remedies against the defaulting purchaser without

re-selling the Property. In the event of a resale, the defaulting purchaser shall not be entitled to

receive the surplus, if any, even if such surplus results from improvements to the Property by

said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and secured

party for reasonable attorneys’ fees and expenses incurred in connection with all litigation

involving the Property or the proceeds of the resale.

Benjamin P. Smith

Rebekah F. Paradis

Substitute Trustees

HARVEY WEST AUCTIONEERS, LLC.

300 E. JOPPA ROAD

HAMPTON PLAZA-SUITE 1103

BALTIMORE, MD 21286

www.hwestauctions.com

410-769-9797

Ad to appear in the Daily Record – 1/20, 27, & 2/3