De Cubas & Lewis, PA

PO Box 5026

Fort Lauderdale, FL 33310

SUBSTITUTE TRUSTEE'S SALE

OF IMPROVED REAL PROPERTIES

KNOWN AS

2028 NORTH WASHINGTON STREET, BALTIMORE, MD 21213

905 APPLETON STREET, BALTIMORE, MD 21217

5113 ANTHONY AVENUE, BALTIMORE, MD 21206

737 NORTH MILTON AVENUE, BALTIMORE, MD 21205

3316 ELMORA AVENUE, BALTIMORE, MD 21213

2006 DIVISION STREET, BALTIMORE, MD 21217

1614 NORTH MONROE STREET, BALTIMORE, MD 21217

By virtue of a power of sale contained in a Deed of Trust from KESEF VENTURES LLC,

dated  April 11, 2024 and recorded in book 27882, page 258, among the Land Records

of  BALTIMORE CITY, Maryland, default having occurred thereunder (Foreclosure Case

docketed as Case No. C-24-CV-25-006651; (Tax ID No. 08-02-4158-015; 16-05-0071-077;

26-21-5988-049; 07-17-1625-019; 08-26-4178G-031; 14-06-0313-004; 15-37-0012-093) the

Substitute Trustee will sell at public auction BALTIMORE CITY  courthouse located at  100

N CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202.

JANUARY 15, 2026 at 11:45 AM

ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in

BALTIMORE CITY, MD and more fully described in above referenced Deed of Trust.

The properties will be sold in an "as is" condition and subject to conditions, restrictions and

agreements of record affecting the same, if any and with no warranty of any kind.  The

trustees reserve the right to determine if the properties will be sold individually or as a

complete portfolio.

Terms of Sale:  A deposit of 10% of the sale price will be required at the time of sale, such

deposit to be in CERTIFIED CHECK OR BY CASHIER'S CHECK, CASH WILL NOT BE

ACCEPTED. Balance of the purchase price to be paid in cash within ten days of final

ratification of sale by the Circuit Court for BALTIMORE CITY. Time is of the essence as to

the purchaser. If the purchaser defaults, the deposit shall be forfeited and the property shall be

resold at the purchaser's risk and expense. The purchaser waives personal service and accepts

service by first class mail and certified mail addressed to the address provided by said

Purchaser as identified on the Memorandum of Sale for any Motion or Show Cause Order

incident to this sale including a Motion to Default Purchaser and for Resale of the Property. In

the event of a resale, the defaulting purchaser shall not be entitled to receive any benefit from

the resale, including, but not limited to, additional proceeds or surplus which may arise

therefrom. Interest to be paid on the unpaid purchase money at 7.45% from the date of sale to

the date funds are received by the Substitute Trustee. There will be no abatement of interest in

the event additional funds are tendered at the time of sale or any time prior to settlement or if

the settlement is delayed for any reason. In the event that the Secured Party executes a

forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust,

or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to

the sale, with or without the Substitute Trustee's prior knowledge, this Contract shall be null

and void and of no effect, and the Purchaser's sole remedy shall be the return of the deposit

without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement

expenses. Taxes, ground rent, water rent, condominium fees and/or homeowner association

dues, all public charges/assessments payable on an annual basis, including sanitary and/or

metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed

thereafter by the purchaser. Purchaser shall be responsible for obtaining physical possession

of the property. Purchaser assumes the risk of loss or damage to the property from the date of

sale forward. If the Substitute Trustee is unable to convey insurable title for any reason, the

Purchaser's sole remedy in law or equity shall be limited to a refund of the aforementioned

deposit without interest. In the event the sale is not ratified for any reason, the Purchaser's sole

remedy, at law or equity, is the return of the deposit without interest. (File # 24-04145)

THOMAS GARTNER, JUSTIN HOY, Substitute Trustee (s)

HARVEY WEST AUCTIONEERS, LLC

300 E. Joppa Road, Hampton Plaza - Suite 1103

Towson, MD 21286

410-769-9797

www.hwestauctions.com

Ad to appear in the Daily Record - 12/30, 01/06, 01/13

De Cubas & Lewis, PA

PO Box 5026

Fort Lauderdale, FL 33310

SUBSTITUTE TRUSTEE'S SALE

OF IMPROVED REAL PROPERTIES

KNOWN AS

2028 NORTH WASHINGTON STREET, BALTIMORE, MD 21213

905 APPLETON STREET, BALTIMORE, MD 21217

5113 ANTHONY AVENUE, BALTIMORE, MD 21206

737 NORTH MILTON AVENUE, BALTIMORE, MD 21205

3316 ELMORA AVENUE, BALTIMORE, MD 21213

2006 DIVISION STREET, BALTIMORE, MD 21217

1614 NORTH MONROE STREET, BALTIMORE, MD 21217

By virtue of a power of sale contained in a Deed of Trust from KESEF VENTURES LLC,

dated  April 11, 2024 and recorded in book 27882, page 258, among the Land Records

of  BALTIMORE CITY, Maryland, default having occurred thereunder (Foreclosure Case

docketed as Case No. C-24-CV-25-006651; (Tax ID No. 08-02-4158-015; 16-05-0071-077;

26-21-5988-049; 07-17-1625-019; 08-26-4178G-031; 14-06-0313-004; 15-37-0012-093) the

Substitute Trustee will sell at public auction BALTIMORE CITY  courthouse located at  100

N CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202.

JANUARY 15, 2026 at 11:45 AM

ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in

BALTIMORE CITY, MD and more fully described in above referenced Deed of Trust.

The properties will be sold in an "as is" condition and subject to conditions, restrictions and

agreements of record affecting the same, if any and with no warranty of any kind.  The

trustees reserve the right to determine if the properties will be sold individually or as a

complete portfolio.

Terms of Sale:  A deposit of 10% of the sale price will be required at the time of sale, such

deposit to be in CERTIFIED CHECK OR BY CASHIER'S CHECK, CASH WILL NOT BE

ACCEPTED. Balance of the purchase price to be paid in cash within ten days of final

ratification of sale by the Circuit Court for BALTIMORE CITY. Time is of the essence as to

the purchaser. If the purchaser defaults, the deposit shall be forfeited and the property shall be

resold at the purchaser's risk and expense. The purchaser waives personal service and accepts

service by first class mail and certified mail addressed to the address provided by said

Purchaser as identified on the Memorandum of Sale for any Motion or Show Cause Order

incident to this sale including a Motion to Default Purchaser and for Resale of the Property. In

the event of a resale, the defaulting purchaser shall not be entitled to receive any benefit from

the resale, including, but not limited to, additional proceeds or surplus which may arise

therefrom. Interest to be paid on the unpaid purchase money at 7.45% from the date of sale to

the date funds are received by the Substitute Trustee. There will be no abatement of interest in

the event additional funds are tendered at the time of sale or any time prior to settlement or if

the settlement is delayed for any reason. In the event that the Secured Party executes a

forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust,

or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to

the sale, with or without the Substitute Trustee's prior knowledge, this Contract shall be null

and void and of no effect, and the Purchaser's sole remedy shall be the return of the deposit

without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement

expenses. Taxes, ground rent, water rent, condominium fees and/or homeowner association

dues, all public charges/assessments payable on an annual basis, including sanitary and/or

metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed

thereafter by the purchaser. Purchaser shall be responsible for obtaining physical possession

of the property. Purchaser assumes the risk of loss or damage to the property from the date of

sale forward. If the Substitute Trustee is unable to convey insurable title for any reason, the

Purchaser's sole remedy in law or equity shall be limited to a refund of the aforementioned

deposit without interest. In the event the sale is not ratified for any reason, the Purchaser's sole

remedy, at law or equity, is the return of the deposit without interest. (File # 24-04145)

THOMAS GARTNER, JUSTIN HOY, Substitute Trustee (s)

HARVEY WEST AUCTIONEERS, LLC

300 E. Joppa Road, Hampton Plaza - Suite 1103

Towson, MD 21286

410-769-9797

www.hwestauctions.com

Ad to appear in the Daily Record - 12/30, 01/06, 01/13